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BANCHUB

about us

BANCHUB is designed to simplify consolidation of multinational payments. It normalizes, analyzes, and enables straight-through processing for accuracy and fast funds availability. Using BANCHUB, clients with disparate payment methods are able to lower routing costs and achieve higher data security for cleaner posting. BANCHUB is committed to provide robust payment gateway that makes transactions in many payment types and currencies, securely and in real time.

Quick activation

Implement your business needs in few steps and integrate in fraction of time on your own. Our partner receives seamless support for integration and support to market faster and stay successful.

Service oriented

Our rich, secure, robust and scalable APIs & integrable products helps to reduce the complexity in developing and understanding the payment requirements. Our API is more compliance specific to the customer needs.

Secure payments

We committed to provide highly secured payments to our customers with payment industry standard security compliance (PCI). We are providing multi layered security and anti-fradulent mechanism to process payments.

Global support

Access a variety of support resources to manage your payment integration and operations. Our strong support team helps you to implement, maintain and optimize your payment operations in the most expedient way possible, 24/7.

our services

BANCHUB™ is providing wide variety of global payment and financial services to extend the business possibilities by the customer.

ACH payments

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Automated Clearing House - USA banking transaction system

The Automated Clearing House is an electronic payment delivery system that processes credit and debit transfers for institutions nationwide. BANCHUB™ is providing various options to process ACH payments to improve cash flow.

Features
  • Bank integrations with NACHA compliance

  • Rich and flexible API to meet business needs

  • Direct debits & credits

  • Refunds & schedule payments

  • Account verification

  • Merchant acoount management

  • Returns & NOC

  • Wire payments

  • Various payment options

    • WEB - Website originated debit (initiated by customer)

    • PPD - Personal account debit (entered in through the online virtual terminal or through recurring auto withdrawl)

    • CCD - Business account debit (entered in through the online virtual terminal or through recurring auto wrthdrawl)

    • TEL - Telephone originated (payment information provided over the phone)

    • POP - Point of Purchase (cash register)

    • BOC - Back office conversion (checks converted into ACH transactions in the "back office")

    • ARC - Accounts receivable (checks mailed in or received through a dropbox are converted into ACH transactions)

    • RCK - Returned check item (bounced or returned checks are run through in an attempt to collect payment)

Benefits
  • Get paid faster with our ACH processor - cut down paper checks and saves time

  • Reduce payment processing fee

  • Customization - we can provide customized applications on business needs

  • 24/7 support

Card payments

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Card payments (Credit/Debit/Virtual/Gift etc.,)

Process payment cards across the globe and across multiple channels with unparalleled scalability and security. BANCHUB™ supports an extensive list of payment cards and offers a wide choice of gateways and acquiring banks, all through One connection.

Features
  • All major credit cards: Visa®, MasterCard®, American Express®, Discover®, Diner's Club, JCB

  • Secure & flexible API for integration

  • Authorize & Schedule payments

  • Fradulent & risk identification

  • Following PCI compliance rules

  • 256 bit SSL/TLS1.2 encryption for online transfers

  • Refunds

  • Merchant account management

Benefits
  • Fast and secure checkout experience for customers

  • Customization - we can provide customized applications on business needs.

  • Maximize transaction success

  • Around the clock support and reports

  • Multi layer security - Payment authorization, transport and data level

Check21

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USA Electronic check payments - Check21

Our Electronic Check Processing programs automate check authorization and deposit for a business, eliminating trips to the bank. With each authorized check, funds are electronically processed, uploaded and deposited into the merchant's account. Remote deposit capture, back-office conversion, check processing with recovery services, auto industry-specific programs and guarantee features are all available. It's easy to get started with these payment processing services.

We are processing Check21 with top US banks following Bank of America, WellsFargo, HSBC, Chase, PNC, Regional bank

Features
  • Remote data capture

  • Mass upload - SFTP

  • Fradulent & risk identification

  • Following PCI compliance rules

  • 256 bit SSL/TLS1.2 encryption for online transfers

  • Validation tools to identify image quality

Benefits
  • Reduce payment process cycle time

  • Handling returns with various banks

  • Around the clock support and reports

EURO payments

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Single Euro Payment Area (SEPA) - European payments

The message and file processing components of the SEPA module have been designed to support both ACH SEPA traffic to any number of SEPA CSMs or Correspondent Banks and, Country specific ACH traffic to national (non-SEPA) ACH. The latter option is designed to assist banks through the SEPA transition period.

Features
  • SCT (SEPA Credit Transfers)

  • SDD (SEPA Direct Debits)

  • Country specific ACH payments (optional)

  • Forwarding of payments to the CSMs or banks

  • Maintaining a full audit trail

  • SEPA compliance for validation and formatting of messages and files

  • 256 bit SSL/TLS1.2 encryption for online transfers

  • Validation, error detection and error reporting

  • Validation of Direct Debit Mandates

  • Positive and negative acknowledgement processing

Benefits
  • Reduce payment process cycle time

  • Around the clock support and reports

UK payments

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Bankers' Automated Clearing Services (BACS) - UK payments

Bacs is a system in the UK for making payments directly from one bank account to another. The system is operated and managed by Bacs Payment Schemes Limited, a membership organization consisting of 16 of the UK's leading banks and building societies.

Features
  • Bacs Direct Credits

  • Direct Debits

  • Maintaining a full audit trail

  • Validation, error detection and error reporting

  • 256 bit SSL/TLS1.2 encryption for online transfers

  • Validation, error detection and error reporting

  • Validation of Direct Debit Mandates

  • Positive and negative acknowledgement processing

Benefits
  • Reduce payment process cycle time

  • Around the clock support and reports

Wallet payments

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Electronic wallet

To reduce checkout friction and improve sales conversion BANCHUB™ facilitating the digital wallets and digital payment services. Customers use digital wallets to store payment data, eliminating the need to re-enter information each time they make a purchase. BANCHUB™ acts as a common platform to enable the acceptance of multiple digital wallets and digital payment services via a one connection.

Features
  • Enriched security levels in securing data

  • Following all PCI compliance rules & regilations

  • 256 bit SSL/TLS1.2 encryption for online transfers

  • Securely connect your bank account or card to the wallet

  • Internal wallet transfers

Benefits
  • Reduce the number of clicks for checkout to improve conversion rates

  • Capture incremental sales by offering more payment options

Multi Currency

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Multi currency processing

Go Global, deliver a localized buying experience and avoid conversion disputes. Our multi-currency processing solutions are designed for a variety of payment environments, from customer-facing terminals to fully integrated front-desk systems online. Plus, our sophisticated online reporting enables business views across any cross-section of properties on a country, regional or pan-regional basis, in any currency.

Features
  • Lesser paper work

  • Reduce banking expenses

Dynamic Routing

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Dynamic routing

In order to provide consistent and reliable services in seamless manner to our customers, BANCHUB™ has smart dynamic routing mechanism to route the payment requests to the clearing houses to ensure high success rate. In event of downtime, scheduled maintenance breaks, load on the bank servers etc., BANCHUB™ intelligent algorithms identifies the drop in success rates and automatically routes transaction between clearing gateways depend on the parameters provided by the customer.

Features
  • Automatic transaction routing between multiple acquiring banks or clearing houses

  • Cusotmer interface to define the routing parameters

  • Facilitates routings for confirmations on high valued transactions

Benefits
  • Eliminate multiple interfaces to manage different payment gateways or merchant accounts

  • Consolidate complete control through a single interface

Integrations

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iFrame integration

Collect card credentials and accept payments on your checkout page using our secure iFrame integration without being PCI DSS certified. Reduce payment hops and allow customers to make secure payments without leaving your web page for a seamless brand experience. iFrame integration involves your payment gateway configuring a small “piece of a payment page” (iFrame) which contains the card data capture fields.

Features
  • Following all PCI compliance rules & regilations

  • 256 bit SSL/TLS1.2 encryption for online transfers

  • Quick integration with your app. with inline coding

  • Interface with multiple payment options

Benefits
  • Reduces the implementation time

  • In-built PCI compliance

Data Analytics

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Reports & Analytics

Our comprehensive and elegant real time reporting system reduces the complexity in analyzing and reconciliation of payment transactions seamlessly. Our insightful data analytics helps analyze performance and maximize your business potential.

Features
  • Reprots based on Payment type, region and currency.

  • Dash boards

  • Report types

    • Summary

    • WIP

    • Monthly

    • Quarterly

  • Customized reports based on business needs

  • Summary report alerts

  • Export reports

    • Excel

    • PDF

    • CSV

Security

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Security

Nowadays security is more concern in payment industry to ensure the data integrity and data safety by the customers. BANCHUB™ is strongly committed to provide secure business process in various levels. Our security standards are updated and revised frequently, and requirements vary by business size. Our team of PCI experts and network tools can help you navigate compliance requirements, helping to avoid fines for penalties and the possibility of a security breach. Optional encryption and tokenization services offer extra protection throughout the payment journey.

Features
  • Following PCI compliance rules and regulations

  • Provided 256 bit SSL/TLS1.2 encryption for online transfers

  • Periodical network updates.

  • Fraudulent algorithms to prevent unautheticated payments

  • Tokenization

  • Multi layered authetication

    • User level authentication

    • API keys with authentication

    • Transation level tokens

    • Strong data encryption

Benefits
  • End to end secure payment transations

Support

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Customer support

Access a variety of support resources to implement, maintain, and optimize your payment management operations. Our award-winning support team provides high-touch, rapid responses to troubleshoot and resolve your issues in the most expedient way possible, 24/7.

Features
  • Access to our online resources

  • Problem isolation and resolution

  • Configuration advice

  • Business Center reporting/transaction search support

  • Implementation/integration support

  • Feature/function use support

  • Merchant notification for issues lasting longer than committed timeline

products

Our tailored made solutions will give you more flexible way to implement and customize your payment process in secure and device independent environment.

api integration

with your app

Card payments

Credit card payments

Debit card payments

Refunds

Financial services

Bank account verification

Account balance

Transaction history

Check process - Check21

Electronic check payments

Batch upload through SFTP

Banking

End to end banking payment solution

Direct deposits & Credits

Account verification

Refunds

Merchant account management

direct transfers

From our solutions

Banking

Initiate payments as a merchant

Schedule payments

Mass payments - upload as a batch

Customization

Desktop / Mobile / Web applications

Customizing existing applications

Develop applications on business needs

Card payments

Schedule payments

Configure fradulent filters

Iframe integration

Intergrate our direct payment page with in your application

Check process - Check21

Online batch upload

Build in security

e-Commerce (B2C & B2B)
  • Store front

  • Product catalog

  • Checkout payments

  • Administration

  • Inventory

  • User profile

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Electronic Bill Presentment & Payment
  • Energy Bills

  • Mobile / Landline / D2H / Data Recharge

  • Licensing

  • Permits and Taxes

  • Loan / Credit Card Payment

  • Insurance Premium etc.,

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developers

We provide a simple and flexible API, accompanied by detailed documentation with a wide variety of examples in different programming languages. Our comprehensive API makes the integration process extremely time effective.

Four steps

Implementation

Registration

Get API Keys

Sandbox
Testing

Production
Signoff

Payments API

BANCHUB™ is providing simple, secure and environment independent APIs in different programming languages to scale up the integration process, thus reduces the implementation time. The comprehensive documentation guides helps the developers to understand the API for business implementations. Our robust API can integrate with any development environment without any extra workouts. We are providing the API documentation in various adoptions like REST, SOAP and language central (C#, JAVA, ....) to fit the solution based on development environment.

get api details

iFRAME INTEGRATION

Enter the payment details using our secure iFrame integration without being PCI DSS certified. Reduce payment hops and allow customers to make secure payments without leaving your web page for a seamless brand experience.

Your API keys are the same across all of our API environments. Use our Sandbox environment to build out and test your integration with simulated accounts, respectively. You’ll move over to our Production environment once you’re ready to go live!

Sandbox Setup

Try our sand box environment to explore more on API and integrations.


get started

request a demo

Contact us for demos to understand more on our products.


request a demo

Get in touch

To get started, please provide your contact information and we'll be in touch quickly to help you find a solution tailored to your business needs.

Send us a message

  • Contact Information

  • 2701 E. Grauwyler Rd Irving, Texas, 75061

  • General Enquiries
    +1 866-321-5854

    Sales
    +1 866-321-5854

  • contactus@exelatech.com